New investment opportunity
Volatile markets, unpredictable geopolitical developments and fluctuating interest rates: given the plethora of events and real-time information these days, the requirements on investors are more complex than ever. The stock market day usually begins with a rollercoaster ride of headlines, uncertainty and the agonising question: Should I react now, or is it better to wait? That critical balance between “seizing opportunities while at the same time protecting against unexpected risks” can now be struck thanks to the new SaW SmartAdapt® portfolios. This is a professional, intelligent solution for investment that is now being opened to private investors for the first time.
Limiting losses, seizing opportunities
Instead of constantly following the news, analysing markets and making decisions, investors can now place their reliance in a professional, technology-based solution – easy to access, broadly diversified and efficient to implement. The basis of the SmartAdapt® portfolios is the Adaptivv Sensor®, an innovative technology that was developed at ETH Zurich. It analyses the global markets week after week, identifying changes at an early stage and adjusting the portfolio automatically. Trends, volatilities and structural breaks are measured and translated into specific portfolio adjustments. This produces higher equity exposure in periods of stability and consistent risk reduction in times of stress. The ultimate aim of the SmartAdapt® portfolios is to limit losses and seize opportunities.
Swiss stability meets global diversification
Around half of the assets – equities, bonds and property – are invested in Switzerland, benefiting from stability, currency proximity and the quality of a respected capital market. The portfolio is supplemented by international stocks and tangible assets such as gold and silver, which offer additional protection against inflation. Just how much demand there is at the moment for the “safe havens” of precious metals is evident from a look at the trend in prices, with gold recently reaching record highs of over USD 3,650 per troy ounce. That means it – like silver – has appreciated by around 40% in 2025. Gold is currently receiving support from many different directions: the launch of a cycle of US interest rate cuts, the power struggle between Washington and the Fed and the high national debt of the USA, which recently crossed the USDtn 37 barrier, corresponding to about 120% of GDP.
A proven concept
The technology behind the SmartAdapt® portfolios is no experiment: institutional investors have been using it successfully to manage risk for more than eight years. It is now also being opened to private investors, providing a link between professional wealth management and easy accessibility. Anyone no longer wanting to be driven by headlines but instead looking to bring calm, structure and technological discipline into their holdings will find the SmartAdapt® portfolios to be an intelligent, tried-and-tested solution – for every market environment, investment goal and risk profile. More about that in the second part, though!